US New Homebuyers Tax Credit Time Running Out Quickly

Right now first-time homebuyers have the opportunity to purchase a home and receive a credit on their tax return.
Hopefully, if you want to do this, you’re already working with a licensed realtor in your state or will begin working with one within the next two weeks in order to find a home you wish to purchase, go through the entire process and go to closing. This process is taking longer than ever, so allow at least 40-45 days from the time your offer is accepted by a home seller. In some states, this time line might even take more than 45 days.

To see if this particular situation applies to your household, talk to a Certified Public Accountant or a tax law attorney for the exact specifics as they might apply to your situation. I’m not an attorney or a CPA, so I’m unable to provide any legal or financial advice. All rights reserved and copyrighted 2009 by Sherrie Hartzell, licensed Virginia salesperson with Keller Williams Preferred Realty-Stafford, VA.

Kolache House Bakery 10008 Southpoint Pky, #101 Fredericksburg VA 22407 I-95 Massaponax Exit

Kolache House Bakery continues to impress me every time I visit. Their interior decor is tasteful, their restaurant and seating is always clean, and they even offer clean restrooms and wifi access. Their bread pudding is moist yet flavorful. People of all ages and stages will enjoy this place and there is parking right out front so this store has convenient access from your vehicle to their front door. They have expanded their opening times to include Tuesdays and Wednesdays from 7am-1pm, Thursdays and Fridays from 7am-7pm and Saturdays and Sundays from 8am-3pm. They offer lunch specials on Thursdays, Fridays, Saturdays and Sundays with a good variety of sandwiches and even their own versions of quiche. Kolaches are their signature item in different flavors but their cinnamon rolls are delicious, too. Coffee drinks and hot tea plus cooler options such as water and juice are available, too. So next time you and yours are running errands, stop by Kolache House Bakery for a quick bite to eat or even a snack to reinvigorate you before continuing with your errands and to do list. Their phone number is 540-322-1727. Also, remember to order ahead for special holiday orders so you have enough for your guests and yourself to enjoy.

Copyright and all rights reserved 2009 by Sherrie Hartzell, licensed salesperson in Virginia with Keller Williams Preferred Realty-Stafford, VA.

Behind on US Mortgage Payment

If paying your mortgage has become difficult due to a job loss, a cut in your paycheck/salary, or you have become sick and you’re wondering what to do, find a licensed Realtor in your state who has training in short sales and discuss your options as soon as possible.

Bad things happen and challenges occur in life. It’s okay to be stressed out, frustrated, angry, sad, upset, and wondering how your household will pay the bills next month. The most positive thing your household can do is take action. Not taking any action, avoiding phone calls and not reading your mail will only make more time pass by and will worsen your financial challenges. Time is vitally important. There are various laws from one state to the next. Figure out what the mortgage time lines are in your state where you own property by talking with a licensed Realtor.

While I’m a Virginia realtor, I cannot provide financial or legal advice, so consult a CPA and or attorney for more detailed financial and or legal advice. All Rights Reserved 2009 by Sherrie Hartzell and copyrighted by Sherrie Hartzell, licensed Virginia salesperson with Keller Williams Preferred-Stafford, Virginia.

Locust Grove, Virginia 22508

Locust Grove, Virginia Lake of Woods on Facebook”>

For more information on Locust Grove, Virginia, zipcode 22508, including restaurants, wifi spots, and other local living information, please add me as a friend on facebook.  Also, add your own comments about your preferred places to eat, shop and visit.  My e-mail is homes@sherriehartzell.com

Sherrie Hartzell-Keller Williams Preferred Realty-Stafford, VA Licensed VA Salesperson